Bankruptcy

"…SELECTED THE BEST ATTORNEYS THEY FELT TO BE BEST IN THEIR CHOSEN FIELD." -PASADENA MAGAZINE

Adam M. Leach was recognized by Pasadena Magazine as 2010 Top Attorneys in Bankruptcy

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Chapter 7 bankruptcy is a process provided by United States federal law which entitles you to a fresh start. Chapter 7 may eliminate most kinds of unsecured debt. Some examples of unsecured debts include credit cards; most personal loans; medical bills; judgments resulting from car accidents; and repossessed vehicle deficiencies. In addition to getting rid of your debt, you can typically keep most, if not all, of your property. As long as your automobile and mortgage payments are current, and there is no significant equity in your property, then there should be no problem making the arrangements for you to reaffirm the debt. Keep your home, keep your car, keep your personal belongings, but eliminate your debt – that is our ultimate goal. The Law Offices of Adam M. Leach may be able to use Chapter 7 to stop creditor harassment, stop garnishments, end or suspend lawsuits, and eliminate repossession debt.

Chapter 13 bankruptcy allows a debtor to keep property and pay debts over time, usually three to five years. Chapter 13 offers individuals an opportunity to save your homes from foreclosure. By filing under this chapter, you can stop foreclosure proceedings and may cure delinquent mortgage payments over time. Another advantage of chapter 13 is that it allows you to reschedule secured debts (other than a mortgage for their primary residence) and extend them over the life of the chapter 13 plan. Doing this may lower the payments. Chapter 13 also has a special provision that protects co-signers. Finally, chapter 13 acts like a consolidation loan under which you make the plan payments to a chapter 13 trustee who then distributes payments to creditors. You will have no direct contact with creditors while under chapter 13 protection.

Time is of the essence. Don’t delay. Act now and save your home and stop creditor harassment!

If you have questions, or want to discuss the firm immediately beginning work on your case, please contact us for a free ten-minute no-obligation consultation with one of our attorneys at 800.850.7312.

Serving The Following Areas

The Law Offices of Adam M. Leach handles cases throughout Southern California, including Los Angeles and Los Angeles County and the municipalities of Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Beverly Hills, Bell, Boyle Heights, Burbank, Chino, Covina, Commerce, Diamond Bar, Downey, Duarte, Eagle Rock, East Los Angeles, El Monte, Encino, Glassell Park, Glendale, Glendora, Highland Park, Hollywood, Irwindale, La Canada, La Crescenta, La Puente, Lincoln Heights, Long Beach, Lynwood, Malibu, Marina Del Rey, Maywood, Monrovia, Monterey Park, Montrose, North Hollywood, Norwalk, Oxnard, Pasadena, Pico Rivera, Pomona, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Monica, Sherman Oaks, South Gate, South Pasadena, Studio City, Temple City, Universal City, Van Nuys, Valencia, Walnut, West Covina, West Los Angeles, West Hollywood, and Whittier.

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The Law Offices of Adam M. Leach handles cases throughout Southern California, including Los Angeles and Los Angeles County. The firm handle cases in every Los Angeles court including, but not limited to Beverly Hills, Burbank, CCB, Chino, Encino, Glendale, Hollywood, Metro, North Hollywood, Oxnard, Pasadena, Palm Springs, Pomona, Lancaster, Long Beach, Malibu, Marina Del Rey, Palmdale, San Fernando, Santa Clarita, Santa Monica, Sherman Oaks, Studio City, Universal City, Van Nuys, Valencia, Westlake Village, West Los Angeles, and West Hollywood.